360 Wealth Consulting Frequently Asked Questions

Explore some frequently asked questions about 360 Wealth Consulting. We take your financial path just as seriously as you do. We want you to feel comfortable knowing your financial goals will be achieved with us. Check out some common questions we get below and if you have any further questions, please feel free to email us.

360 Wealth Consulting Frequently Asked Questions

Explore our FAQs to learn about our services, consultant expertise, fees, and personalized financial planning. Discover how we manage investments, plan for retirement, optimize taxes, and mitigate risks. Find out about our communication practices, accessibility, and ongoing plan monitoring. Get the answers you need to make informed decisions about your wealth management journey.

The 360 team holds the designation of Registered Financial Consultant (RFC) credential from the International Association of Registered Financial Consultants (IARFC®). Not all financial planner are created equally. An RFC is more than a financial planner — he or she is an accountant with the powerful combination of tax expertise and comprehensive knowledge of financial planning. This knowledge is critical to obtaining the most valuable, objective data-driven advice possible.

FAQs

What does your typical client look like?
Our typical clients are:

Business Owners profitting $750K+

Individuals wanting to master investing opportunities with $250K+

Someone who qualifies as an accredited investor

Our core client base in our firm is business owners and Baby Boomers. Our clients generally meet the threshold of an Accredited Investor. We have also worked with younger clients that have saved well and want to preserve their assets throughout their lives.

Business Owners

Our ideal business owner is an established business looking to find smart strategies with their current revenue. They are looking to lower their tax liabilities and keep more assets in their business or their family.

Baby Boomers

360 will engage households with a soft minimum of $500,000-$1,500,000 of investable assets preparing to retire. Normally, this is a client 55 years and older who is preparing to retire.

*$500,000 is a soft minimum; however, exceptions can be made. Please reach out and let’s discuss your current situation.
How are you different?
While most accounting firms focus on compliance, we focus on tax planning. Tax planning is a core part to wealth management.

Proper Wealth Management Includes:

Assets

Investments

Businesses Owned

Liability Management

Risk Management

Insurance

Tax Management

Wealth consulting covers every facet of your financial landscape.

You can get a financial advisor, but they generally do not handle tax managements. You can also have an accountant, but they do not have knowledge of investments.

We merge the two essential services under one house, creating a better wealth strategy powerhouse.
What is your process?

We start with Tax Planning because that is usually a high-earner’s largest cost. It is not uncommon to see $85k dollar tax bill. Most business owners drop off their tax documents without strategizing. We see missed deductions all the time.

We can usually end up saving $20-30k for our clients. (Although we have seen up to $150k!)

Steps:

1. Find your savings!

2. We implement strategies discussed for year-long savings

3. Risk Management

4. On-Going Quarterly Check-ins
What is an accredited advisor?
Are you a fiduciary?
Are you taking new clients?
What locations do you serve?
Are you a CPA?
What is your pricing model?
What is a Registered Financial Consultant?
What is an accountant

Account ting is “the process of recording financial transactions pertaining to a business,” according to Investopedia. We find too many businesses between $500,000-$5,00,000 do not record their transactions. We created 360+ to fill this need. Additionally, Accredited Investors, both high-net-worth & ultra-high-net-worth households need proper accounting. If transactions are recorded correctly, we can make proactive decisions rather than pay more for reactive resolutions.
What is your company policy on the privacy of your clients?
How do you view security at 360 Wealth Consulting?

Security is of utmost importance in this day and time. Accountants and Investment Advisors have strict technology compliance for client safety. We have contracted RapidScale for all of our IT needs. They specialize in accounting and financial consulting firms. With RapidScale, their infrastructure is always connected to our devices to receive warnings for any issues. We have modern equipment and technology and security is always top of mind for us.

Have more questions?

Email Us

Near Real-Time Bookkeeping

On-Demand Reporting

Financial Consulting Support

Integrated Payroll Services

Quarterly Tax Filings

Estimated Taxes & Tax Returns